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Health Insurance for

Transparent health insurance with better coverage, at a lower price.

Molli Health Plans

Three clear options to fit your needs and budget — individual and family plans available

Check if your provider is in-network

Note: When using the Cigna directory, select “Continue as guest” and “Continue without a plan” to search for providers.

Basic

Deductible

Individual:$10,600
Family:$21,200

Coinsurance

After Deductible:Plan Covers 100%

Out-of-Pocket Maximum

Individual:$10,600
Family:$21,200

Copays

PCP:Deductible Applies
Specialist:Deductible Applies

Prescription Medications

Generic:Deductible Applies
Preferred:Deductible Applies
Non-Preferred:Deductible Applies
Specialty:Deductible Applies

Pro

Deductible

Individual:$5,000
Family:$10,000

Coinsurance

After Deductible:Plan Covers 80%

Out-of-Pocket Maximum

Individual:$6,000
Family:$12,000

Copays

PCP:$50
Specialist:$100

Prescription Medications

Generic:$0
Preferred:$50
Non-Preferred:$150
Specialty:Deductible Applies

Premium

Deductible

Individual:$2,000
Family:$4,000

Coinsurance

After Deductible:Plan Covers 90%

Out-of-Pocket Maximum

Individual:$4,000
Family:$8,000

Copays

PCP:$30
Specialist:$60

Prescription Medications

Generic:$0
Preferred:$50
Non-Preferred:$150
Specialty:Deductible Applies

* PCP visits and generic prescriptions are $0 through Vitable Virtual Primary Care

High-quality
Coverage for
1099s

Molli helps you stay healthy
and spend less

20%

lower cost than ACA plans

Cigna Healthcare
2M+

providers through Cigna PPO network

94%

of members would recommend Molli to a friend

See The World's Best Doctors

Molli is in-network with top U.S. health systems

UCLA Health
Sutter Health
Northwestern Medicine
Cedars Sinai
Stanford Medicine
Baylor Scott & White
Memorial Hermann
AdventHealth
Johns Hopkins Medicine
Mount Sinai Hospital
NYU Langone Health

Health Insurance, Without the Headache

Molli makes it simple, fair, and affordable

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High-quality coverage

Lower costs, full transparency

Aligned incentives

Molli's Cycle of Savings

A smarter health insurance that keeps costs low for everyone

1

Molli keep claims low

by negotiating better rates and helping members spend smarter

2

Molli reinvests these savings

into keeping premiums low for members

3

More members = more bargaining power

as our member pool grows and unlocks even better care rates

3

Low premiums = more members

as more independent professionals join Molli

FAQs

Still have questions?

We have answers.

Molli was built for independent professionals—freelancers, contractors, and 1099 workers—who've been underserved by traditional health plans. Whether you switch between 1099 and W-2 jobs or decide to go back to full-time employment, your Molli plan can move with you. It's the first health plan designed to stay with you no matter how your work changes.

The search for better insurance ends here

Enroll now to access Molli's health insurance.

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Revolutionizing health with transparent pricing and actionable insights.

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