Health Insurance for Independent Professionals

Three clear plan designs for anyone who buys their own coverage. Choose your network: Cigna PPO for doctors and hospitals, or PHCS for doctors with hospitals and facilities paid at a set, fair price.

Our most comprehensive option. Doctors and hospitals in-network nationwide on the Cigna PPO.

Basic

Cigna Healthcare

Deductible

Individual:$10,000
Family:$20,000
Out-of-Network Deductible:Covered at 3x In-Network

Coinsurance

After Deductible:Plan Covers 100%

Out-of-Pocket Maximum

Individual:$10,000
Family:$20,000

Copays

Primary Care is $0 through Vitable

Primary Care:Deductible Applies
Specialist:Deductible Applies

Prescription Medications

*$0 Generics with Vitable

Deductible Applies for Generic, Preferred, Non-Preferred. Specialty Not Covered.

Pro

HSA Qualified
Cigna Healthcare

Deductible

Individual:$5,000
Family:$10,000
Out-of-Network Deductible:Covered at 3x In-Network

Coinsurance

After Deductible:Plan Covers 100%

Out-of-Pocket Maximum

Individual:$5,000
Family:$10,000

Copays

Primary Care is $0 through Vitable

Primary Care:Deductible Applies
Specialist:Deductible Applies

Prescription Medications

*$0 Generics with Vitable

Deductible Applies for Generic, Preferred, Non-Preferred. Specialty Not Covered.

Premium

HSA Qualified
Cigna Healthcare

Deductible

Individual:$2,500
Family:$5,000
Out-of-Network Deductible:Covered at 3x In-Network

Coinsurance

After Deductible:Plan Covers 100%

Out-of-Pocket Maximum

Individual:$2,500
Family:$5,000

Copays

Primary Care is $0 through Vitable

Primary Care:Deductible Applies
Specialist:Deductible Applies

Prescription Medications

*$0 Generics with Vitable

Deductible Applies for Generic, Preferred, Non-Preferred. Specialty Not Covered.

Primary Care visits and generic prescriptions are $0 through Vitable Virtual Primary Care

Molli offers health insurance for self-employed professionals, freelancers, and 1099 contractors who want employer-style coverage without a traditional W-2 job. Start with our self-employed health insurance guide or compare Molli vs. the ACA Marketplace. Then get a quote, learn who we are, or contact us. For official marketplace rules, see Healthcare.gov.

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Enroll now to access Molli's health insurance.

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Molli Inc is a software company. It is not an insurance company, licensed insurance producer, or third-party administrator, and it does not underwrite insurance, adjudicate or pay claims, or hold premium or plan funds. Insurance products are offered through Molli Agency Partners LLC, a licensed insurance producer (NPN 22224181). Coverage is underwritten by licensed insurance carriers, and claims are administered by licensed third-party administrators. Product availability varies by state.

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