Health Insurance Plans for Self-Employed & Freelancers

Three clear options for 1099 workers, freelancers, and families — transparent pricing on the Cigna PPO network

Basic

Cigna Healthcare

Deductible

Individual:$10,000
Family:$20,000
Out-of-Network Deductible:Covered at 3x In-Network

Coinsurance

After Deductible:Plan Covers 100%

Out-of-Pocket Maximum

Individual:$10,000
Family:$20,000

Copays

Primary Care is $0 through Vitable

Primary Care:Deductible Applies
Specialist:Deductible Applies

Prescription Medications

*$0 Generics with Vitable

Deductible Applies for Generic, Preferred, Non-Preferred. Specialty Not Covered.

Pro

HSA Qualified
Cigna Healthcare

Deductible

Individual:$5,000
Family:$10,000
Out-of-Network Deductible:Covered at 3x In-Network

Coinsurance

After Deductible:Plan Covers 100%

Out-of-Pocket Maximum

Individual:$5,000
Family:$10,000

Copays

Primary Care is $0 through Vitable

Primary Care:Deductible Applies
Specialist:Deductible Applies

Prescription Medications

*$0 Generics with Vitable

Deductible Applies for Generic, Preferred, Non-Preferred. Specialty Not Covered.

Premium

HSA Qualified
Cigna Healthcare

Deductible

Individual:$2,500
Family:$5,000
Out-of-Network Deductible:Covered at 3x In-Network

Coinsurance

After Deductible:Plan Covers 100%

Out-of-Pocket Maximum

Individual:$2,500
Family:$5,000

Copays

Primary Care is $0 through Vitable

Primary Care:Deductible Applies
Specialist:Deductible Applies

Prescription Medications

*$0 Generics with Vitable

Deductible Applies for Generic, Preferred, Non-Preferred. Specialty Not Covered.

Primary Care visits and generic prescriptions are $0 through Vitable Virtual Primary Care

Molli offers health insurance for self-employed professionals, freelancers, and 1099 contractors who want employer-style coverage without a traditional W-2 job. Start with our self-employed health insurance guide or compare Molli vs. the ACA Marketplace. Then get a quote, learn who we are, or contact us. For official marketplace rules, see Healthcare.gov.

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