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Molli Health Blog

Practical guides on health insurance for freelancers, 1099 contractors, and the self-employed — from open enrollment to ACA alternatives.

What Is Minimum Essential Coverage
Health Insurance
Sep 7, 2026
5 min read

What Is Minimum Essential Coverage

What Is Minimum Essential Coverage (MEC), and Why Does It Matter?

By Charlie Hill

Health Insurance Terms
Health Insurance Information
ACA Marketplace
Healthcare
Self-Employed Deduction vs Premium Tax Credit
Self-Employed Finance
Aug 31, 2026
5 min read

Self-Employed Deduction vs Premium Tax Credit

Self-Employed Health Insurance Deduction vs. Premium Tax Credit: What's the Difference?

By Wyatt Stokesberry

Tax Benefits
Self-Employed Benefits
ACA Subsidies
1099s
Health Insurance Information
Freelancer Health Insurance Cost by Age and State 2026
Self-Employed Finance
Aug 24, 2026
5 min read

Freelancer Health Insurance Cost by Age and State 2026

Average Health Insurance Cost for Freelancers by Age and State (2026)

By Sam Hill

Affordable Health Plans
Self-Employed Benefits
Health Insurance Information
1099s
ACA Subsidy Cliff 2026
Freelancer & 1099 Health Insurance
Aug 14, 2026
5 min read

ACA Subsidy Cliff 2026

The ACA Subsidy Cliff Is Back: What It Means for Your 2026 Bill

By Josh Hughes

ACA Subsidies
Affordable Health Plans
Open Enrollment
Gig Workers
Stride Health Alternatives for Freelancers: An Honest 2026 Comparison
Jul 27, 2026
9 min read

Stride Health Alternatives for Freelancers: An Honest 2026 Comparison

**Stride Health Alternatives for Freelancers: An Honest Comparison (2026)**

By Charlie Hill

freelancer health insurance options 2026
self-employed health insurance alternatives
Catch Alternatives for Freelancers
Jul 20, 2026
6 min read

Catch Alternatives for Freelancers

**Catch Alternatives for Freelancers: An Honest Comparison (2026)**

By Sam Hill

catch.co alternatives
freelancer health insurance options 2026
Best Health Insurance for 1099 Workers
Jul 16, 2026
5 min read

Best Health Insurance for 1099 Workers

Best Health Insurance for 1099 workers (2026)

By Wyatt Stokesberry

health insurance for 1099
best self-employed health insurance 2026
individual health insurance plans
5 Mistakes Freelancers Make When Choosing Their Health Coverage
Independent Health Coverage
Dec 1, 2025
5 min read

5 Mistakes Freelancers Make When Choosing Their Health Coverage

5 Health Insurance Mistakes Freelancers Make (and How to Avoid Them)

By Sam Hill

1099 Health Insurance
Freelancers
Gig Workers
Affordable Health Plans
Self-Employed Benefits
Molli Health
1099s
Why Molli Is a Smarter Option as ACA Tax Credits Expire in 2026
Freelancer & 1099 Health Insurance
Nov 24, 2025
5 min read

Why Molli Is a Smarter Option as ACA Tax Credits Expire in 2026

Why Molli Beats ACA Plans as Tax Credits Expire in 2026

By Wyatt Stokesberry

ACA Subsidies
Government Shutdown
2026 Health Insurance
Open Enrollment
Affordable Health Plans
1099 Health Insurance
Molli Health
How Your Health Needs & Life Changes Affect Your Self-Employed Insurance Choices
Freelancer & 1099 Health Insurance
Nov 20, 2025
5 min read

How Your Health Needs & Life Changes Affect Your Self-Employed Insurance Choices

How Life Changes Affect Self-Employed Health Insurance in 2026

By Wyatt Stokesberry

1099s
2026 Health Insurance
Molli Health
1099 Health Insurance
Career
Personal
Short-Term Health Plans: Why They Often Fall Short for Freelancers
Freelancer & 1099 Health Insurance
Nov 14, 2025
5 min read

Short-Term Health Plans: Why They Often Fall Short for Freelancers

Short-Term Health Plans for Freelancers: Risks & 2026 Changes

By Sam Hill

Short-Term Health Plans
ACA Subsidies
Healthcare
Health Insurance Information
2026 Health Insurance
Molli Health
Freelancers
Breaking Down the Cost of Medical Insurance for Self-Employed Professionals
Self-Employed Finance
Nov 12, 2025
7 min read

Breaking Down the Cost of Medical Insurance for Self-Employed Professionals

Self-Employed Health Insurance Costs in 2026: What to Expect

By Wyatt Stokesberry

1099 Health Insurance
Freelancers
Gig Workers
Affordable Health Plans
Self-Employed Benefits
Molli Health
Health Insurance Information
Health Insurance Terms
1099s
The Hidden Costs of 'Catastrophic' Health Plans for Freelancers (And When to Avoid Them)
Self-Employed Finance
Nov 5, 2025
4 min read

The Hidden Costs of 'Catastrophic' Health Plans for Freelancers (And When to Avoid Them)

How to Protect Yourself

By Charlie Hill

Health Plans
1099s
Health Insurance Terms
Health Insurance Information
Premiums
Deductible
Molli Health
Moving States as a Freelancer: Your 60-Day Guide to Seamless Health Insurance Coverage
Independent Health Coverage
Oct 29, 2025
3 min read

Moving States as a Freelancer: Your 60-Day Guide to Seamless Health Insurance Coverage

How Moving Affects You

By Sam Hill

Health Insurance Information
Molli Health
1099 Health Insurance
Freelancers
Gig Workers
Self-Employed Benefits
W-2 vs 1099
IRS Form 1040: Where to Enter Your Self-Employed Health Insurance Deduction
Self-Employed Finance
Oct 27, 2025
3 min read

IRS Form 1040: Where to Enter Your Self-Employed Health Insurance Deduction

The "Above-the-Line" Advantage

By Wyatt Stokesberry

Tax Benefits
Health Insurance Information
Gig Workers
Freelancers
1099 Health Insurance
1099s
Molli Health
Why Traditional Health Insurance Fails the Self-Employed
Freelancer & 1099 Health Insurance
Oct 23, 2025
3 min read

Why Traditional Health Insurance Fails the Self-Employed

The Old Way vs. The Molli Way

By Charlie Hill

W-2 vs 1099
Self-Employed Benefits
Gig Workers
Freelancers
1099 Health Insurance
Molli Health
Which Network Type Gives a Freelancer the Best Balance of Cost and Flexibility
Health Insurance
Oct 17, 2025
4 min read

Which Network Type Gives a Freelancer the Best Balance of Cost and Flexibility

PPO vs. HMO vs. EPO

By Charlie Hill

Health Insurance Information
PPO
HMO
EPO
Health Insurance Terms
1099 Health Insurance
Molli Health
How to Pick the Right Deductible for Your Freelance Budget
Freelancer & 1099 Health Insurance
Oct 15, 2025
4 min read

How to Pick the Right Deductible for Your Freelance Budget

Turning Your Health Plan Into a Smart Business Strategy

By Wyatt Stokesberry

Health Insurance Terms
Health Insurance Information
Deductible
Premiums
Molli Health
1099 Health Insurance
Affordable Health Plans
The Independent Worker's Guide to Open Enrollment: Don't Miss the Key Dates
Independent Health Coverage Enrollment
Oct 8, 2025
3 min read

The Independent Worker's Guide to Open Enrollment: Don't Miss the Key Dates

Open Market Enrollment Period

By Sam Hill

Health Insurance Enrollment
Open Enrollment
2026 Health Insurance
1099 Health Insurance
Freelancers
Gig Workers
Self-Employed Benefits
Molli Health
Copay vs. Coinsurance: A Simple Breakdown (and Why One is More Dangerous for Your Budget)
Health Insurance
Oct 3, 2025
3 min read

Copay vs. Coinsurance: A Simple Breakdown (and Why One is More Dangerous for Your Budget)

Learning The Difference

By Wyatt Stokesberry

Copay
Coinsurance
Health Insurance Information
Health Insurance Terms
Molli Health
Affordable Health Plans
Healthcare
Why Your W-2 Health Plan Doesn't Work for Your 1099 Life (and What to Do About It)
Freelancer & 1099 Health Insurance
Sep 8, 2025
3 min read

Why Your W-2 Health Plan Doesn't Work for Your 1099 Life (and What to Do About It)

The Shift from W-2 to 1099

By Wyatt Stokesberry

1099 Health Insurance
W-2 vs 1099
freelancers / independent contractors
gig economy
ACA Marketplace
Molli Health
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Revolutionizing health insurance with transparent pricing and actionable insights.

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Legal

Molli Inc is a software company. It is not an insurance company, licensed insurance producer, or third-party administrator, and it does not underwrite insurance, adjudicate or pay claims, or hold premium or plan funds. Insurance products are offered through Molli Agency Partners LLC, a licensed insurance producer (NPN 22224181). Coverage is underwritten by licensed insurance carriers, and claims are administered by licensed third-party administrators. Product availability varies by state.

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